Flood
Star & Shield Group is dedicated to providing personal lines insurance services to the Public Safety Community and their families. Star & Shield Group has partnered with a leading insurance company to provide homeowners, renters, rental homes, and flood. This partnership will allow us to offer a diverse line of products and coverage’s designed specifically to meet your needs.
Whether you live on the coast or not, Flood Insurance can help protect your home and possessions from this common source of property damage not typically covered on your Homeowner’s policy. Flood insurance covers direct physical loss caused by “Flood.” In simple terms, a flood is an excess of water on land that is normally dry. Here’s the official definition used by the National Flood Insurance Program.
A flood is “A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property) from:
- Overflow of inland or tidal waters;
- Unusual and rapid accumulation or runoff of surface waters from any source;
- Mudflow (a river of liquid and flowing mud on the surfaces of normally dry land areas, as when earth is carried by a current of water)
- Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above.”
Find out more by contacting a Star & Shield® Sales & Service Associate or get a quote today.
Find out more about: