Am I Eligible?

Star & Shield Insurance Exchange is currently open to all active, retired and volunteer members of the Law Enforcement, Corrections, Fire-Rescue, and EMS communities, as well as their children and spouses (currently available in Florida only). This includes: sworn, civilian support personnel, volunteers and retirees of local, state, and federal agencies and direct support organizations. For information, refer to our comprehensive list of requirements for membership below.

Star & Shield Insurance Exchange Eligibility Requirements for Membership

Membership in Star & Shield Insurance Exchange is open to the following:

• Certified law enforcement, corrections, fire rescue and emergency medical service (EMS) personnel;


• Employees of law enforcement, corrections, fire rescue, EMS and emergency managment agencies, divisions or units;


• Retirees of categories listed above;


• Credentialed volunteers of law enforcement, corrections, fire rescue and EMS and emergency management agencies, divisions or units;


• Widows and widowers of law enforcement, corrections, fire rescue and EMS and emergency management personnel who died while eligible;


• Employees & members of not-for-profit professional associations that solely represent law enforcement, corrections, fire rescue, EMS and emergency management agencies or personnel of those agencies;


• Employees and members of law enforcement, corrections, fire rescue or EMS or emergency management sponsored not-for-profit social service organizations;


• Employees of Star & Shield Group affiliates and subsidiaries;


• Parents, siblings, children and spouses of the above member categories.

Learn more about Member Benefits.

All eligible members are subject to the underwriting guidelines, rates, rules, forms and other criteria of Star & Shield Insurance Exchange.