About Us

                       Tallahassee, Fl - Headquarters Star & Shield Group is dedicated to providing personal lines insurance services to the Public Safety Community and their families. Our flagship carrier, Star & Shield Insurance Exchange*, is a member-owned insurance company providing competitively priced personal auto insurance with specific coverage and discounts designed for public safety professionals. Star & Shield Group also represents other leading insurance companies for homeowners, renters, rental homes, boats, RVs and motorcycles**!

Evolving from over 30 years of self insurance fund management for public safety entities in Florida, we are committed to providing great coverage, service and value to those who put their lives on the line every day.

All products can be accessed by calling 1-866-942-9822 where our licensed Sales & Service Associates are available to assist you.

Our Flagship Carrier

Star & Shield Insurance Exchange (SSIE)* is a member-owned insurance company with membership dedicated to the Public Safety Community and their families. SSIE is structured as a reciprocal, which means a company that is owned collectively by all of its members, who are policyholders. It works like a traditional insurance company, except that the policyholders benefit from surplus instead of stockholders. As surplus builds, the gain can be reflected in the form of competitive rates, enhanced coverage or even dividends. Surplus belongs to the membership because members own the company.

With a reciprocal, all administration, underwriting, claims and investment are done by an "attorney in fact," which is answerable to the membership. All policyholders/members sign a Subscriber's Agreement and Power of Attorney granting authority to the attorney in fact to act on their behalf. A Subscriber Advisory Committee (SAC), similar to a Board of Directors, represents the members' interests.

For more information on reciprocal insurance companies, please read "Twenty Things You'd Always Wanted to Know About Reciprocals (But May Not Have Thought to Ask)" (PDF, 62 KB) by Kevin Moriarty (reprinted with permission from The Risk Retention Reporter).

The Star & Shield^® brand name has grown tremendously, thanks to the efforts of our active members and their extended networks that have shown their support through various partnerships.

	Endorsement from the Florida Fire Marshals and Inspectors Association (FFMIA)
	Endorsement from the Florida Police Benevolent Association (FLPBA)
	Endorsement from the Florida State Lodge Fraternal Order of Police (FOP)
	Resolution of Support from the Florida Police Chiefs Association (FPCA)
	Endorsement from the Florida Sheriffs’ Association (FSA)
	Letter of Recommendation from the State Law Enforcements Chiefs’ Association (SLECA)